An Installment Loan with No Collateral Required
An Installment Loan with
No Collateral Required
Benefits of a HSIB Personal Loan
At Heritage Sky Interest Bank, we believe in empowering our customers to achieve their financial goals with ease and convenience. Our Personal Loans are designed to offer flexibility, competitive rates, and exceptional service. Here are the key benefits of choosing an HSIB Personal Loan:
- Competitive Interest Rates
- Flexible Repayment Options
- Quick and Easy Approval Process
- No Hidden Fees
- High Loan Amounts
- Convenient Online Management
A Flexible Borrowing Option
A Personal Unsecured Installment Loan provides you access to the money
you need without using your property as collateral.
Pay Off Credit Cards
Moving Expenses
Finance a Major Purchase
| Loan Amount | $1,000 - $50,000 |
| Loan Term | 12 - 60 months |
| Interest Rates | 5.99% - 29.99% APR |
| Credit Score Requirement | 600 or higher |
| Approval Time | Within 24 hours |
| Funds Disbursement | 1 - 3 business days |
| Repayment Options | Monthly payments |
| Fees | Origination fee: 1% - 5% |
Personal Loans & Lines of Credit
Find the borrowing option to help with your needs. Interested in a Personal Loan? Find out your rate and get pre-qualified in minutes.
Signature Line of Credit
Affordable funds when you need them.
ScoreUp® Credit Builder Loan
Establish or re-build a positive credit history and score while saving.
Instant BackUp™ Line of Credit
Get $500 of protection for your checking account, no credit check required.
Personal Loans & Lines of Credit
Use HSI Online™ to pay your personal loan and check your balance.
- Make loan payments from your HSI account
- Send us secure messages if you have questions
- Get account details
Personal Loans and Lines of Credit come with
Financial education tools and seminars
Our mission is to help you build your financial wellbeing
No application fees
No application fees
No prepayment penalties
We won’t charge you for paying off your loan early.
Online and mobile banking
Manage your money securely from virtually anywhere.
Quick and easy loan application
Quick and easy loan application
Unlimited online bill bay
Flexibility to pay your loan online quickly and securely